Paymer is payment processor to send and receive payments online. Paymer allows users to shop online for goods and services and make instant payments offline providing new possibilities for merchants and customers. Online shopping can be done by just providing merchant with Paymer number and code by phone, email, ICQ. Bank wires and credit cards can be used to issue Paymer.
Paymer consists of a number and code of arbitrary length. Paymer issuer is free to set the number of characters in Paymer code and number. Paymer amount is backed by assets belonging to its issuer. The Paymer system charges no fees either from sender or recipient. In other words, Paymer can be given from person to person just like cash.